Comprehensive car & two-wheeler insurance with zero depreciation, instant claim settlement, and roadside assistance.
Private car, two-wheeler, commercial vehicle — we cover all.
Standard policies have limitations. These add-ons fill every gap.
Get full replacement value without any depreciation deduction. Most popular add-on — never skip it.
Covers engine damage due to flooding, water ingression, and oil leakage. Essential for Surat monsoons.
In case of total loss or theft, get the full purchase price of your car — not the depreciated IDV.
24/7 towing, flat tyre, fuel delivery, battery jump-start anywhere in India. One call away.
Keep your NCB discount even after making a claim. Protects the accumulated discount you've earned.
Covers you and passengers for injuries or death arising from a motor accident. Mandatory for owner-driver.
Understand what each policy covers before deciding.
| Coverage Feature | Third-Party Only | Comprehensive | Comprehensive + Add-ons |
|---|---|---|---|
| Third-party vehicle damage | ✓ Covered | ✓ Covered | ✓ Covered |
| Third-party injury/death | ✓ Covered | ✓ Covered | ✓ Covered |
| Own vehicle damage | ✗ Not Covered | ✓ Covered | ✓ Covered |
| Theft of vehicle | ✗ Not Covered | ✓ Covered | ✓ Covered |
| Natural calamities (flood, fire) | ✗ Not Covered | ✓ Covered | ✓ Covered |
| Zero depreciation | ✗ Not Applicable | ✗ Not Included | ✓ Add-on |
| Engine protection | ✗ Not Applicable | ✗ Not Included | ✓ Add-on |
| Roadside assistance | ✗ Not Applicable | ✗ Not Included | ✓ Add-on |
Had an accident? Don't panic. Call us first. We handle everything — survey, documentation, garage coordination, and settlement.
